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Best Places to Retire in the U.S. in 2020-21

To identify the best places to retire, U.S. News analyzed data for the 150 largest metropolitan areas in the U.S. to assess how well they meet Americans' retirement needs and expectations. Top criteria include the happiness of local residents, housing affordability, tax rates and health care quality.

For more information on how we rank, read the Best Places to Retire methodology.

Real Estate Rankings


Population Size


Average Rent


Median Home Price


Commute Time


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150 place matches

Sarasota, FL

badge #1 in Best Places to Retire

Warm temperatures year-round, award-winning beaches and a thriving arts and cultural scene have made Sarasota a go-to place for retir… more

  • 7.6 Overall Score
  • 6.2 Housing Affordability
  • 6.4 Health Care

Fort Myers, FL

badge #2 in Best Places to Retire

For many years the Southwest Gulf Coast's population had little growth and remained somewhat isolated from the rest of the Sunshine S… more

  • 7.4 Overall Score
  • 6.5 Housing Affordability
  • 5.9 Health Care

Port St. Lucie, FL

badge #3 in Best Places to Retire

Port St. Lucie is nestled along Florida's Treasure Coast, along the state's southeast side, about halfway between Miami and Orlando. … more

  • 7.4 Overall Score
  • 6.3 Housing Affordability
  • 6.2 Health Care

Naples, FL

badge #4 in Best Places to Retire

Nestled between the edges of the Everglades and the shores of the Gulf of Mexico sits Collier County, home to Naples, Immokalee an… more

  • 7.4 Overall Score
  • 5.4 Housing Affordability
  • 6.0 Health Care

Lancaster, PA

badge #5 in Best Places to Retire

Lancaster, Pennsylvania, offers a balance between natural and commercial spaces that residents appreciate. Expansive farms rub elbows… more

  • 7.4 Overall Score
  • 6.5 Housing Affordability
  • 9.2 Health Care

Ocala, FL

badge #6 in Best Places to Retire

Known as the “Horse Capital of the World,” Ocala maintains deep equestrian roots even as the area evolves into a diverse metropoli… more

  • 7.3 Overall Score
  • 7.7 Housing Affordability
  • 6.4 Health Care

Ann Arbor, MI

badge #7 in Best Places to Retire

Ann Arbor is a city of contrasts. It is at once rural and urban, sporty and smart, outdoorsy and high-tech, counterculture and hig… more

  • 7.2 Overall Score
  • 5.9 Housing Affordability
  • 8.3 Health Care

Asheville, NC

badge #8 in Best Places to Retire

Hailed as "The Land of the Sky," Asheville, North Carolina, is often considered by outsiders to be a delightfully strange place. At a… more

  • 7.1 Overall Score
  • 7.2 Housing Affordability
  • 6.3 Health Care

Miami, FL

badge #9 in Best Places to Retire

Dubbed "The Magic City," Miami is one of the most vibrant metro areas in the U.S., and it's well on its way to becoming one of the la… more

  • 7.1 Overall Score
  • 5.5 Housing Affordability
  • 6.4 Health Care

Melbourne, FL

badge #10 in Best Places to Retire

Troves of urbanites, families, professionals and retirees enjoy Melbourne, Florida, one of the Space Coast's most populated metro are… more

  • 7.1 Overall Score
  • 6.8 Housing Affordability
  • 6.1 Health Care
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