Colorful painted curved-front apartments above retail stores on Washington Avenue near 12th Street, Hoboken, Hudson County, New Jersey, USA.

The Truth in Renting Act ensures New Jersey renters have free access to information about their rights as a tenant. (Getty Images)

Be it your first apartment rental or your 10th, a dispute with your landlord can make you feel unsure of both your rights as a tenant and the best way to proceed. You’re not the first or last person to be concerned about the cost of an attorney or the long-term effect an eviction could have on your ability to rent in the future.

If you live in New Jersey, there are fortunately ample resources to help you diffuse a disagreement with your landlord early on, as well as options to help you fight a dispute in court.

In 1976, the New Jersey state legislature passed the Truth in Renting Act, which guarantees all renters have free access to information about their rights as a tenant. In the law, landlords must distribute a free booklet of tenant rights information to all tenants, published by the state Department of Community Affairs, which provides up-to-date information on the lease contract, rights and requirements of paying rent, habitability and more.

Even with the information laid out in a pamphlet, it’s imperative that tenants know their rights when it comes to common issues with their landlord, from the maximum security deposit amount to how to address issues with major repairs.

[Read: What to Expect From the Housing Market in 2020.]

Civil Rights and Fair Housing

Federal law protects all individuals from housing-related civil rights violations through the Fair Housing Act. Originally passed in 1968 and amended since, the Fair Housing Act prohibits landlords from refusing housing to or mistreatment of tenants based on race, nationality, sex, familial status, religion or disability.

The New Jersey Law Against Discrimination protects even more groups of people from discrimination. The law stipulates that landlords cannot make leasing decisions based on race, creed, color, national origin, ancestry, nationality, sex, gender identity or expression, disability, affectional or sexual orientation, source or lawful income or rent, familial status or marital, domestic partnership or civil union status.

The U.S. Department of Housing and Urban Development most often handles allegations of housing discrimination at the federal level. For discrimination that applies to New Jersey law, the New Jersey Office of the Attorney General has a Division on Civil Rights that is dedicated to enforcing the Law Against Discrimination as well as the New Jersey Family Leave Act.

Eviction

In New Jersey, a landlord may file for eviction if:

  • The tenant fails to pay rent.
  • The tenant repeatedly violates the lease agreement.
  • The tenant commits an illegal act on the property.
  • The tenant has remained on the property after expiration of a lease contract without coming to a new agreement.
  • The tenant’s conduct is interfering with the peace and quiet of either the landlord or other tenants.
  • The tenant willfully destroys or damages the property.

“The most common type of dispute between landlords and tenants is, by far, disputes regarding non-payment of rent,” wrote Jennifer Alexander, an attorney at partner at Griffin Alexander P.C. who covers landlord-tenant law and other matters in New Jersey, New York and Pennsylvania, in an email.

For situations like habitually late rent payments or disorderly conduct, the landlord must issue a notice to cease, which serves as a written warning. If issues continue, a notice to quit is required one month prior to filing for eviction in the case of late rent or lease violation, and three days prior to filing for eviction for disorderly conduct. In the case of nonpayment of rent, no notice is required to file for eviction with the court.

However, once in the court system, a tenant can stop an eviction for nonpayment of rent quickly by coming up with the rent due. Under a new law passed in January 2020, the additional leeway is extended past a lockout date by three days.

“When tenants pay all the money owed before a lockout in a non-payment matter, usually judges stop the lockout and require the landlord to accept the money as long as it is prior to the lockout date,” Alexander explains. “Now with the new law, this has been extended to up to three days after a lockout has occurred and the tenant has already been removed from the apartment.”

[Read: How Much Rent Can I Afford?]

Habitability

All tenants have a right to live in habitable conditions, but they also have the responsibility to maintain and preserve a landlord’s property under New Jersey law. The landlord must maintain livable conditions in an apartment or rental home and must repair damages caused from normal wear and tear. This includes repairing existing air conditioning in a rental.

Alexander says that habitability claims are the second-most common claim she sees in court. Under New Jersey law, tenants have a right to withhold payment as a result of the landlord’s failure to repair and maintain vital aspects of the property. This could include repairing toilets, fixing a broken lock and making sure the heat works in winter.

A landlord may pursue eviction for any nonpayment of rent, but a tenant withholding rent for habitability reasons may request a Marini hearing, explains Michael Convery, counsel at the Keefe Law Firm in northeastern New Jersey.

A Marini hearing reviews the issue at hand and works with both the tenant and landlord to determine whether the repair needs to be made and if the landlord will make repairs or the tenant will repair and then deduct the cost from rent. To get a Marini hearing, however, the tenant must provide their unpaid rent to the court, which can stop eviction proceedings as long as an agreement is met and carried out from the hearing.

The struggle for many renters in this case, however, is in the time it takes to withhold rent and go to court. “Life gets interrupted, they had to spend the rent, and that becomes a problem,” says Alice Kwong, co-chief counsel on housing law at Legal Services of New Jersey, the statewide organization aimed at providing legal advice, services and representation for residents.

Security Deposit

Security deposits in New Jersey are not permitted to be more than one-and-a-half months' rent, and any additional annual security deposit may not be more than 10% of the existing deposit. If you’re bringing a pet with you, the pet security deposit must keep the total security deposit below the one-and-a-half months’ rent limit.

Additionally, the landlord is required to keep the security deposit in a separate interest-bearing account or invest it in an insured money market fund, depending on how many rentals the landlord owns. Any interest earned belongs to the tenant, legally, and must be paid in cash or credited toward rent on the anniversary of the tenant’s lease.

Landlords must follow strict rules regarding the security deposit, from notifying the tenant of the account number and location of the deposit account to returning the deposit and interest within 30 days of the end of a lease. To ensure they’re following every possible step, some landlords will treat the security deposit information like any other bank account. “They’ll make sure they get a bank statement to the tenant every month,” Convery says.

In cases of eviction, Convery says the details of the security deposit are often the first place a tenant’s attorney will check for violations. If the landlord has asked for too much money in a deposit or failed to make a separate bank account, “it immediately stops the eviction in its tracks,” Convery says.



Rent Control

The state of New Jersey does not have any laws establishing or banning rent control, which can regulate the size and frequency of rent increases or place limits on the cause of eviction. However, over 100 individual municipalities in the Garden State have enacted ordinances that establish rent control.

Even if your rental falls under a local rent control law, it doesn’t mean the landlord is properly following procedure. Check with your city or town government for details on the type of limits or approvals required for your rental, and how to go about reporting a suspected violation.

[Read: What Limits Can Your Landlord Put on Gun Possession?]

Finding Resources and Fighting Back

When facing a dispute with your landlord, don’t be afraid to seek help from an attorney, local tenant rights organization or other professional who can guide you.

Legal Services of New Jersey is a free legal service for state residents, operating its hotline and communicating via email statewide. Legal representation is possible for low-income residents, with five regional programs and 23 local offices located throughout the state.

If you’re struggling to afford rent, you can simply dial 211 on your phone or visit nj211.org to help you find assistance in coming up with the money you need, along with long-term solutions that could help you going forward. Kwong stresses that this resource can help you avoid eviction if you’re facing it now, as going into court with the money owed is “the best defense for nonpayment of rent.”

Always keep a record of contact with your landlord or property manager, whether it’s saving emails from maintenance requests or documenting face-to-face conversations about rent. If any dispute does escalate to court, clear and accurate documentation can help your case.


7 Secrets You Can't Hide From Your Landlord

Pulling one over on your property manager won't work.

(Getty Images)

Your ability to communicate with your landlord or property manager as a renter is key to living happily and in peace. When you fail to notify your landlord of problems you encounter – or try to hide guests or other things that may not be permitted in your lease – the relationship is often compromised. Especially in instances when you’ve brought in an unauthorized pet or let a maintenance issue get worse due to not reporting it, you may find yourself having to pay your landlord extra, losing your security deposit or even getting evicted.

Stay in touch.

Stay in touch.

(Getty Images)

Any good landlord will encourage tenants to be in communication often, which makes it easy to request maintenance or ask a question about what the lease allows. Property management companies often offer multiple forms of communication, from face-to-face conversation with a receptionist or leasing agent to contact via email or an online resident portal, says Lynn Edmondson, regional manager of Wendover Housing Partners, a property management company based in Altamonte Springs, Florida. Once you send a request, the property manager or landlord will then “communicate in writing about what’s going on and what needs to be done,” Edmondson says. Read on for seven things you shouldn’t – and likely won’t be able to – hide from your landlord.

A new roommate

A new roommate

Group of friends on the sofa watching TV

(Getty Images)

Living with a roommate is a great way to save on housing expenses, but your landlord has to know about said roommate – and approve. It may be a matter of simply revising the lease once you notify your landlord of the desired addition, but your landlord also has the right to run the potential roommate through the same vetting process as with every other tenant, which can include a credit check, employment confirmation and previous residence referrals. If you sneak a roommate in, your illegal co-tenant could be evicted. One exception is when you have a dependent, which can be a child, elderly parent or an adult relative you legally care for. Laws in certain states clarify that “you’re not allowed to ask an applicant if they have any dependents living in the unit with them,” says Nat Kunes, vice president of product at AppFolio, a full-suite property management software company. Check your state's landlord-tenant laws, which should be available online, for more information.

A sublet

A sublet

Renter in apartment

(Getty Images)

Just like a roommate, sneaking a sublet tenant into your rental will likely be found out by a landlord, and it can have devastating consequences. Always review your lease first for a subleasing policy. The landlord may not allow sublets at all or could require the subtenant to go through the same vetting process all residents go through when applying to live there. Also check your state laws on subleasing, which may give you more or less leeway depending on how detailed the law is. In South Carolina, for example, the law states a sublease agreement isn’t valid unless the landlord has signed off on it. An illegal sublet could result in your eviction for violating the lease, as well as the subtenant’s eviction for residing there illegally.

A pet

A pet

Photo Taken In London, United Kingdom

(Getty Images)

A dog or cat won’t help you pay the rent, but millions of Americans love adding to the rental family by bringing a pet home. Again, however, your landlord has the right to establish a no-pets policy or place restrictions on the pets allowed, such as the type of animal, size and breed. “If the pet [is] qualified to live there, it’s just a minor thing of changing the lease to add that and collect the appropriate fee,” Edmondson says. If you get caught keeping a pet in your place when the landlord hasn’t approved it, you’ll likely have to fork over the fees anyway. But if the place doesn’t allow pets, you’ll likely either be asked to move out or rehome your pet.

Pet damage

Pet damage

A messy ruined stained carpet in a modern house

(Getty Images)

Outside of properly notifying your landlord or property manager of a new pet, Edmondson says damage to a rental caused by a pet is one of the more common issues she sees residents try to cover up. Whether you struggled to housetrain a puppy or your cat loves scaling the blinds, the best course of action is to own up to the damage before moving out. “I’ve had that happen several times, when [cleaners] go in to clean the carpet and they come back and say, ‘We can’t clean it, there’s too much pet damage,’” Edmondson says. You’ll have to pay for the repairs regardless, but it keeps a more positive interaction between you and the property manager if you’re honest. Trying to get away with damage could also lead to a negative report from the property manager if any future landlord calls to check on your residential history.

Maintenance problems

Maintenance problems

insurance claim

(Getty Images)

Whether it’s a backed-up toilet, a leaky roof or fire damage in the kitchen, any problem should be reported to your landlord or property manager as soon as you become aware of it. “A lot of those types of maintenance issues that over time get much, much worse,” Kunes says, noting a leak can lead to extensive water damage and mold. Edmondson says there are tenants who simply don’t report such issues for fear of having to cover damage they caused: “They think after they move out they will not be responsible for those damages.” Of course, any damages outside normal wear and tear will come out of your security deposit, and you can additionally be billed for damages exceeding that amount.

Broken appliances

Broken appliances

(Getty Images)

If the fridge, dryer, garbage disposal or any other appliance stops working properly, you have the right to report it and expect it to be fixed. There’s a good chance the landlord will replace an older appliance at no charge to you. If the appliance is relatively new or was damaged from particularly hard use, the landlord may look to you to cover it. If you move out before notifying the landlord, it will be discovered, and you’ll be expected to pay it, Edmondson says.

A pest problem

A pest problem

Pest control technician using portable spray rig

(Getty Images)

Pests can get into a rental property in a variety of ways: Rodents could be stirred up by construction next door, or maybe other tenants have a habit of leaving food uncovered on the counter or table. Either way, it’s imperative you notify your landlord immediately about a pest problem so it can be taken care of. Most large apartment complexes have standing relationships with pest control companies, which consistently work to keep pests from accessing any rental homes and limit the spread of those that do get inside. If you don’t start communicating with your property manager early on, the problem could become worse – and the blame may fall on you as a result. “That could be a tenant-caused issue that the tenant could be responsible for to pay,” Kunes says.

Read More

Tags: real estate, renting, civil rights, New Jersey, housing


Devon Thorsby is the Real Estate editor at U.S. News & World Report, where she writes consumer-focused articles about the homebuying and selling process, home improvement, tenant rights and the state of the housing market.

She has appeared in media interviews across the U.S. including National Public Radio, WTOP (Washington, D.C.) and KOH (Reno, Nevada) and various print publications, as well as having served on panels discussing real estate development, city planning policy and homebuilding.

Previously, she served as a researcher of commercial real estate transactions and information, and is currently a member of the National Association of Real Estate Editors. Thorsby studied Political Science at the University of Michigan, where she also served as a news reporter and editor for the student newspaper The Michigan Daily. Follow her on Twitter or write to her at dthorsby@usnews.com.

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